Karla Lant

Karla Lant

Freelance Writer and Editor

Karla Lant is an experienced freelance writer, journalist, editor, and adjunct professor. She focuses on science, technology, politics, education, and technical writing. Browse by publication below.

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thesimpledollar.com

Best Practices of Naming a Child as a Beneficiary — The Simple Dollar

Today I’m going to tell you about the embarrassing and terrifying tale of my very first life policy. I made a major rookie mistake back then; if anything had happened to me, I would have left my daughter a real can of worms.

thesimpledollar.com

Home Insurance Guidelines: Mold Facts and Coverage - The Simple Dollar

In recent years, horror stories about “toxic mold” growth in homes, businesses and schools have become a common theme in the news. These headlines have all got us wondering: just how afraid of mold, fungi and bacteria should we actually be?

thesimpledollar.com

Long-term Care Insurance: What You Need to Know - The Simple Dollar

Long-term care insurance (LTCI) is designed to help people who can no longer care for themselves afford long-term care. LTCI can be expensive, but it’s a lot cheaper than long term care itself. For many families now facing down the high costs of a loved one’s long term care facility, LTCI remains the best funding strategy available.

thesimpledollar.com

Life Insurance Settlements - The Simple Dollar

A life settlement consists of the cash sale of an individual’s life policy to a third party. This is similar to the 1980s stop gap known as a viatical settlement. This transaction developed during the AIDs epidemic. At that time many policy holders chose to sell policies when they learned they would not live as long as they expected when they initially bought a policy.